Introduction The United States has accumulated a national debt that has reached tens of trillions of dollars, raising concerns about the country’s long-term fiscal outlook and the rising cost of interest payments. At the same time, private wealth in the United States has grown to historic levels and is concentrated among a relatively small share […]
Introduction The image presents a thought-provoking statement: “A lot of mental health issues disappear when bills are paid, rent is secure, and the fridge is full. Peace is expensive. And pretending money doesn’t affect mental health is privilege.” This message emphasizes the powerful connection between financial stability and psychological well-being. While mental health is influenced […]
Preface On Intelligence, Incentives, and the Stars We Follow This is not a story about an artificial intelligence that decides humans are obsolete. We have been told that story many times—the machine that rises up, the weapons that turn against their creators, the digital god that decides to remake the world in cold, logical perfection. […]
Why America cannot simultaneously protect its AI companies, reward investors, and keep its businesses globally competitive. The Wrong Question The debate over artificial intelligence is often framed as a race: whoever builds the best models first will dominate the future. That framing made sense when there was a widely perceived technological lead. Today, however, the […]
Introduction Whenever we buy food, pay rent, fill a car with fuel, purchase a smartphone, or invest in the stock market, we often believe that prices are determined by the invisible hand of the free market. According to this common view, supply and demand alone decide what things cost. Yet this explanation overlooks a more […]
Introduction: The Crisis That Created Another Crisis The COVID-19 pandemic created one of the greatest economic disruptions in modern history. Governments shut down large portions of their economies, businesses faced uncertainty, global supply chains were disrupted, unemployment increased, and financial markets experienced a historic collapse. In response, governments and central banks took extraordinary action. Interest […]
Introduction For decades, higher education has shifted from being an affordable pathway to opportunity into one of the largest financial burdens facing families. Tuition has increased far faster than inflation, forcing millions of students to rely on loans that can follow them for decades. A college degree has increasingly become viewed as necessary for economic […]
The New AI Metric: Token Consumption Business Insider recently reported on what has become one of the more surreal metrics in modern software engineering: token consumption. During an OpenAI enterprise event, CEO Sam Altman reflected on how dramatically AI usage has changed over the past six and a half years. “Six and a half years […]
I. The Principle of Economic Viability Must Apply Equally to Artificial and Natural Persons If the law recognizes corporations as legal persons capable of owning property, generating income, and continuing as economic entities, then the law must also recognize the minimum resources necessary for any economic person to remain viable. A corporation is not expected […]
A Legislative Framework for Taxing Economic Surplus, Not Subsistence Executive Summary The Human Economic Maintenance and Fair Taxation Act of 2026 represents a fundamental shift in how the federal government approaches individual income taxation. At its core, the Act establishes a simple but transformative principle: individuals should not be taxed on resources necessary to maintain […]